Bank on your phone number

Eyowo provides simple, modern and reliable financial services to anyone with a phone number. With Eyowo, you can spend, send, receive, save and borrow money with just your phone number.

Banking for all

From payments to savings to credit, we believe that everyone with a phone number should have access to modern financial services, a fundamental concept known as inclusion. We notice its absence, understand its essence and are ensuring its presence.

What can you do with Eyowo?

  • Send Money

    Send money to anyone on their phone number. You can also send money to any bank account in Nigeria.

  • Spend Money

    Pay for your electricity, internet, and cable TV subscriptions conveniently and securely. Also, spend online with our Dollar cards.

  • Receive Money

    Get paid instantly on any phone number in Nigeria.

  • Save Money

    Need to put some money aside? Save cash on your own terms and watch your money grow.

  • Borrow Money (At zero interest rate)

    Don’t run out of funds. Access money even when you have no money.

Making money can be difficult. Spending it shouldn’t be!

You deserve a bank that offers you simple, reliable and convenient access to your money. With Eyowo, your money goes everywhere you go. We have got you covered!

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    All your devices are welcome

    About 56% of the adult population in Nigeria do not have access to smartphones. You can bank with Eyowo on all your devices; feature phones, smartphones, tablets, laptops, desktops, etc. You name it! Eyowo’s got you!

    • Mobile App

      Available on the Android and iOS stores.

    • Web App

      Available at app.eyowo.com.

    • USSD

      Dial *4255# on your phone and follow the prompts.

    • IVR

      Call 01-7001511 and follow the instructions.

    Secure the Bag

    Securing your money and personal information is our utmost priority. Eyowo uses cutting-edge technology to protect these as well as adheres to the latest standards in financial security.

    • PCIDSS

    • 256-bit encryption

    • 2 Factor Authentication

    No branches, just humans

    Eyowo doesn’t have branches, but you can reach us anytime, anywhere. If you ever need help, just send us a quick message on the app, social media or on the website. We would respond in a jiffy. You can also email us (support@eyowo.com) or call (01-7001520) anytime.

    Experience Eyowo now

    Join over 3,000,000 people who spend, send, receive, save and borrow money with just their phone number.